How important is a deposit and how much should I have?
There are government funded home loans available with as little as a 2% deposit.
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The First Home Owners Grant
State Governments offer incentives for first home buyers when buying both new and established homes…
How much can I borrow?
All banks have different rules around what income can be used and how existing liabilities need to be factored into your borrowing capacity.
3 most googled questions about mortgage brokers answered
Australian mortgage brokers do not usually charge a fee for their loan consultation as they are paid by the lenders for introducing loans.
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Questions to ask your mortgage broker (and the answers you should receive)
The conversation usually goes on and it then becomes about the hassle they are having with the bank during a construction or they are speaking to their bank about fixing the term of a loan and trying to negotiate a better deal.
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