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There has been a lot of attention in the media about rising interest rates and this resulted in quite a few questions being asked from our clients over the last month or so. We would like to shed some light on the topic and give a little background. In a normal market, fixed interest rates […]

When applying for a home loan you’re usually asked to provide a lot of different information, including how much money you’ve saved. Get the low down on ‘genuine savings’ and what can and can’t be used as savings towards your home loan.

Investment in real property, such as residential real estate, is likely to be a lengthy process and one that usually involves a plan for the long term. To ensure you have considered what is required before making the big purchase, we’ve outlined steps you need to take in that process.

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, ensure the savings you could make outweigh the fees involved. Here are the different exit costs to consider:

If you’re thinking about renovations, purchasing an investment property, or just want more flexibility with your home loan a refinance could give you the opportunity to do so.

While some view LMI as being exclusively beneficial for lenders, we explore the value for first home buyers.

Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. it may also be a potential way to snaffle a bargain

With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one.

Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number of Australians may be struggling to balance their books as a result of the Coronavirus, and in many cases are wondering how they will continue to pay the bills. 

Whether you’re looking to buy your first home, upgrade your own or break into the investment market, 2020 is a great time to consider these options. Low-interest rates on owner-occupied and investment home loans as well as the improved first home buyer scheme mean it is more affordable than ever to buy!